Tips to save your money

  20 real deal ways you can save money:

Use cheap modes of public transport like buses & metros whenever possible. Pool autos, cabs or simply walk if the distance is short.

Say NO to food delivery apps. Preparing meals at home can save you a ton of money. If you must indulge, restrict to eating out once or twice in a month.

Go for a mostly vegetarian diet. Consuming less non-veg items can cut some costs.

Clear off your debt as soon as possible. Avoid using credit cards.

When going to the grocery store, take your own shopping bag so you don't end up paying extra for a bag. Have a grocery list and stick to it. Resist impulse buys.

Grow your own herbs & veggies if possible. All you need is a little soil and a plastic dubba.

Rather than spending money on theaters, you can wait for the movie to come on an OTT platform or even download the movie from telegram

Use electricity & water judiciously. Don't leave fans, lights, air-conditioning on when not in use.

Shop big ticket items during festive/discount season. If you must buy anything at all, buy good quality items that can last for years.

Don't chase after brands. There's no shame in going for second hand or preloved items as well.

Avoid gym fees by working out at home. There are plenty of "workout at home" videos on YouTube

Avoid smoking, alcohol & sugary drinks. Water is not only healthy, it's mostly free.

Buy essentials in bulk quantities/super saver packs- soaps, toothpaste, detergent etc.

Reuse and repurpose household items.

If anything is broken, try to fix it if possible, rather than replacing it.

Avoid saloons. Maintain yourself at home with DIY masks, give yourself a trim or shave.

If rent is an issue, go for shared accommodations.

Open a recurring deposit with your bank and allot a percentage that should be taken from your salary to put directly into savings.

Weekends don't mean you need to head out to have a good time. Stay in. There are plenty of ways to entertain yourself at home.

Unsubscribe from premium memberships - prime, spotify, netflix etc. You can even put a stop to promotional emails, SMS & push notifications that can tempt you.